Your Super Mate

Best super fund for hospitality, tourism and leisure workers

Hospitality has high turnover, casual contracts, and lots of tips-based earnings. The right fund handles multiple small employer contributions without losing track, and has low fees that don't eat fast-growing early-career balances.

Our pick
Hostplus
8.20% p.a. 10-year net return · $563/yr at $50k · Performing

Hostplus is the incumbent fund for hospitality, tourism, sport and recreation. Its administration is built for multi-employer casual workers, and its MySuper Balanced option has been a consistent APRA top-quartile performer.

Runners up

Solid alternatives if Hostplus doesn’t fit your situation:

  • AustralianSuper7.90% p.a. 10y return, $337/yr at $50k. Australia's largest super fund by members and assets.
  • REST7.40% p.a. 10y return, $398/yr at $50k. Industry fund for the retail sector and younger members.

What to check before switching

  • Check you're not duplicating insurance premiums across old Hostplus accounts — consolidation is essential in this industry
  • If you're moving into a more settled non-hospitality career, compare long-term against AustralianSuper and REST before committing

The three things that matter for every occupation

  1. 10-year net return beats any marketing claim. Check the ATO YourSuper tool.
  2. Fees in dollars, not percentages. At your balance, what does each fund actually charge per year?
  3. Insurance defaults vs your actual needs. Use our insurance cost calculator to see the retirement-savings trade-off.

Use the calculator

Plug any two funds into our compare funds calculator with your actual balance — the dollar gap over 20 years can be enormous even between “similar” funds.

General information only — not financial advice. Super decisions are long-term; verify with a licensed adviser. This page is general information; the “best” fund depends on your personal circumstances.