Super consolidation savings
Add your funds, see what you're paying in total fees, and how much that costs you at retirement. MoneySmart tells you it matters — we show you the dollar number.
Built on 2025-26 ATO rates · Last reviewed April 2026
Your current super funds
Fund 1
Fund 2
Fund 3
Target fund (after consolidating)
Projection inputs
Combined balance today
$70,500
Annual fees now
$995
vs $609 after consolidating
Annual saving
$386
At retirement, that saving compounds to
$43,182
Future value of each annual saving reinvested at 6.7% over 33 years.
Before you consolidate: check your insurance cover (consolidating can cancel TPD/income protection tied to the fund you close), any exit fees, and whether your employer still pays into the right fund. Full step-by-step guide →
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Where these numbers come from
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How to consolidate your super via myGov →General information only — not financial advice. Super decisions are long-term; verify with a licensed adviser.