Compare Australian super funds
The ATO's YourSuper tool only shows MySuper products, no asset allocation, no insurance detail, and no Choice options. This view adds all three — sortable by fees at your balance or 10-year net return.
Built on 2025-26 ATO rates · Last reviewed April 2026
| Fund / Product | 10y net | Fee @ $120,000 | Asset mix | Insurance |
|---|---|---|---|---|
Hostplus Balanced (MySuper) | 8.20% | $1,242 | Growth 76 / Defensive 24 | Default cover included |
Aware Super High Growth (MySuper) | 8.10% | $1,240 | Growth 88 / Defensive 12 | Default cover included |
Cbus Growth (MySuper) | 8.00% | $864 | Growth 75 / Defensive 25 | Default cover included |
AustralianSuper Balanced (MySuper) | 7.90% | $736 | Growth 70 / Defensive 30 | Default cover included |
UniSuper Balanced (MySuper) | 7.80% | $696 | Growth 70 / Defensive 30 | Default cover included |
Australian Retirement Trust Lifecycle (MySuper) | 7.70% | $900 | Lifecycle — age-based | Default cover included |
HESTA Balanced Growth (MySuper) | 7.60% | $1,037 | Growth 72 / Defensive 28 | Default cover included |
Vanguard Super Lifecycle (MySuper) Launched 2022 — 10y return partly modelled | 7.50% | $756 | Lifecycle — index-tracking | Opt-in |
REST Core Strategy (MySuper) | 7.40% | $846 | Growth 75 / Defensive 25 | Default cover included |
CareSuper Balanced (MySuper) | 7.30% | $930 | Growth 70 / Defensive 30 | Default cover included |
Spaceship Super GrowthX (Choice) Choice product (not YourSuper-listed) | 7.20% | $1,266 | Growth ~100 | Opt-in |
What YourSuper misses. The ATO's tool ranks on 6-year net return and fees only — it won't tell you that two "Balanced" funds can hold very different amounts of growth assets (think 60% vs 85%), or that one includes default life insurance and the other doesn't. Those differences can matter more to your outcome than a 0.1% fee gap.
Returns shown are 10-year p.a. net of fees and tax (indicative — check each fund's latest PDS). Past performance isn't a guide to future performance. Fees here are the default MySuper investment + admin combination; your actual fee depends on the investment option you pick.
Where these numbers come from
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How to actually compare super funds →General information only — not financial advice. Super decisions are long-term; verify with a licensed adviser.