Aware Super review
Public-sector-origin fund, now open to all Australians.
Who it's best for
Accumulators more than 10 years from retirement who want a growth-tilted default without picking their own option.
The good
- High Growth default is better aligned to long-horizon accumulators
- Low admin fee
- Well-regarded direct-property and infrastructure allocations
The less-good
- High Growth means more volatility — not ideal if you're within 5 years of retirement
- % fee is higher than an index-only product
The numbers in detail
| MySuper product | High Growth (MySuper) |
|---|---|
| Asset mix | Growth 88 / Defensive 12 |
| Fixed admin fee | $52/yr |
| % fee (investment + indirect) | 0.99% |
| Insurance default | Default death, TPD, income protection (opt-out) |
| Choice options available | 12 |
| APRA performance assessment | Performing |
How Aware Super compares
Run Aware Super through our fund comparison tool alongside AustralianSuper, Hostplus, and UniSuper at your actual balance — the dollar fees at $50k can look very different at $250k or $15k, and the ranking sometimes flips. You can also project your own retirement outcome with its fee and return using the retirement projection calculator.
Switching to (or from) Aware Super
Switching supers involves four steps that matter: check the insurance you'd lose when closing, update your employer's Standard Choice form so SG flows to the right place, consolidate via myGov, and confirm the rollover lands. Our consolidation guide has the full walkthrough.
The official source
Always verify current fees, insurance terms and investment options on the fund's own PDS before making a decision. aware.com.au has the latest. The figures on this page are indicative and updated periodically from the APRA heatmap and the fund's PDS.
General information only — not financial advice. Super decisions are long-term; verify with a licensed adviser. Figures on this page are indicative — verify on the fund's PDS.