Cbus review
Industry fund for construction and the built environment.
Who it's best for
Construction, trades and built-environment workers, especially those wanting comprehensive default insurance.
The good
- Insurance defaults are well-suited to physical-trade workers
- Solid long-term performance
- Member services oriented around construction sector
The less-good
- Member fee is on the higher side
- Less suited if you're not in the construction or related industries — fee structure is built around that cohort
The numbers in detail
| MySuper product | Growth |
|---|---|
| Asset mix | Growth 75 / Defensive 25 |
| Fixed admin fee | $96/yr |
| % fee (investment + indirect) | 0.64% |
| Insurance default | Default death, TPD, income protection — generous for construction workers |
| Choice options available | 8 |
| APRA performance assessment | Performing |
How Cbus compares
Run Cbus through our fund comparison tool alongside AustralianSuper, Hostplus, and UniSuper at your actual balance — the dollar fees at $50k can look very different at $250k or $15k, and the ranking sometimes flips. You can also project your own retirement outcome with its fee and return using the retirement projection calculator.
Switching to (or from) Cbus
Switching supers involves four steps that matter: check the insurance you'd lose when closing, update your employer's Standard Choice form so SG flows to the right place, consolidate via myGov, and confirm the rollover lands. Our consolidation guide has the full walkthrough.
The official source
Always verify current fees, insurance terms and investment options on the fund's own PDS before making a decision. cbussuper.com.au has the latest. The figures on this page are indicative and updated periodically from the APRA heatmap and the fund's PDS.
General information only — not financial advice. Super decisions are long-term; verify with a licensed adviser. Figures on this page are indicative — verify on the fund's PDS.