smartMonday review
Retail fund from Aon, popular with employers running corporate super.
Who it's best for
Employees whose employer has negotiated corporate terms that justify staying.
The good
- Strong presence in corporate super plans — member services built for that channel
- Insurance often scaled via employer group terms
The less-good
- Long-term returns lag top-quartile industry funds
- Admin fee higher than industry-fund peers
The numbers in detail
| MySuper product | Lifecycle |
|---|---|
| Asset mix | Lifecycle — de-risks with age |
| Fixed admin fee | $98/yr |
| % fee (investment + indirect) | 0.80% |
| Insurance default | Default death and TPD often tied to employer plan |
| Choice options available | 9 |
| APRA performance assessment | Mixed |
How smartMonday compares
Run smartMonday through our fund comparison tool alongside AustralianSuper, Hostplus, and UniSuper at your actual balance — the dollar fees at $50k can look very different at $250k or $15k, and the ranking sometimes flips. You can also project your own retirement outcome with its fee and return using the retirement projection calculator.
Switching to (or from) smartMonday
Switching supers involves four steps that matter: check the insurance you'd lose when closing, update your employer's Standard Choice form so SG flows to the right place, consolidate via myGov, and confirm the rollover lands. Our consolidation guide has the full walkthrough.
The official source
Always verify current fees, insurance terms and investment options on the fund's own PDS before making a decision. smartmonday.com.au has the latest. The figures on this page are indicative and updated periodically from the APRA heatmap and the fund's PDS.
General information only — not financial advice. Super decisions are long-term; verify with a licensed adviser. Figures on this page are indicative — verify on the fund's PDS.