Spaceship Super review
Digital-first retail fund targeted at younger Australians.
Who it's best for
Younger members who want a mobile-first experience and understand they're taking a concentrated equity bet.
The good
- App-first experience designed for younger members
- GrowthX has a distinct tech/quality tilt
The less-good
- Very concentrated menu — only 2 options
- Higher fees than leading industry funds for comparable growth allocation
- No default insurance
The numbers in detail
| MySuper product | GrowthX |
|---|---|
| Asset mix | Growth-heavy, tech-tilted |
| Fixed admin fee | $78/yr |
| % fee (investment + indirect) | 0.99% |
| Insurance default | Opt-in — no default cover |
| Choice options available | 2 |
| APRA performance assessment | Performing |
Note: Spaceship's GrowthX is a Choice product, not included in the ATO YourSuper comparison.
How Spaceship Super compares
Run Spaceship Super through our fund comparison tool alongside AustralianSuper, Hostplus, and UniSuper at your actual balance — the dollar fees at $50k can look very different at $250k or $15k, and the ranking sometimes flips. You can also project your own retirement outcome with its fee and return using the retirement projection calculator.
Switching to (or from) Spaceship Super
Switching supers involves four steps that matter: check the insurance you'd lose when closing, update your employer's Standard Choice form so SG flows to the right place, consolidate via myGov, and confirm the rollover lands. Our consolidation guide has the full walkthrough.
The official source
Always verify current fees, insurance terms and investment options on the fund's own PDS before making a decision. spaceship.com.au has the latest. The figures on this page are indicative and updated periodically from the APRA heatmap and the fund's PDS.
General information only — not financial advice. Super decisions are long-term; verify with a licensed adviser. Figures on this page are indicative — verify on the fund's PDS.